You just bought new car insurance and opted out of the extra bit for uninsured motorist coverage. I mean it is the law to have car insurance, so what is the possibility that you are going to be hit by an uninsured motorist? THINK AGAIN. It has been reported (http://www.insure.com/car-insurance/uninsured-drivers-2011.html) that in 40 out of the 50 states AT LEAST 10% of drivers are uninsured. In some states such as Mississippi the rate is as high as 28%. Nationwide 1 out of every 7 drivers are uninsured. With numbers that high the extra bit a month is worth it, considering the chance that you could be stuck paying for those repair bills yourself.
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